
A | 1月15日,中国第一份“2019年新租赁经济报告”今天发布。报告指出,明年中国的租赁经济预计将超过10万亿元,参与租赁经济服务的人数将超过1亿。报告指出,近年来,在经历了“野蛮增长”和无序竞争之后,以存款为主要盈利模式的“伪共享经济”失去了活力,一些自行车企业破产,数千万用户的存款难以收回。据调查,自去年以来,用户对存款模式一直很抵触,这种模式已经开始失去市场。 Ahead of director Priyadarshan nearing the remarkable milestone of 100 films, Filmfare's Editor-in-Chief Jitesh Pillaai reflects on the filmmaker’s unmatched legacy, especially in Malayalam cinema and why the maestro deserves to be celebrated much more. In his words: Kilometers of Laughter: A Journey Through Priyan’s World He is on his century—that is 100 films old. I think he is currently batting on 99. Inching close to seventy years of age, Director Priyadarshan has celebrated enough. He should be toasted for his style and his Malayalam body of work. Cine goers of a certain vintage remember him for his sharp comedies, including his debut Poochakkoru Mookkuthi. He paid tribute to Sai Paranjpye with Odaruthammava Aalariyam (inspired by Chashme Buddoor) and Mukunthetta Sumitra Vilikkunnu. He rehashed several Malayalam films like Ramji Rao Speaking, Kireedam, and Punjabi House to give us a slew of Hindi bonanzas like Hungama, Hulchul, Gardish, and of course, the rib-tickling Hera Pheri. Priyadarshan brought spit and polish to Malayalam movies with technical marvels like Kaalapani and Kanchivaram. The team of Mohanlal and Priyadarshan gave us a slew of classics: Kinnararam, Kilukkam, Thenmavin Kombath, Chandralekha, and Mithunam. Films like Mazha Peyyunnu Maddalam Kottunnu, Kilukkam, and Thenmavin Kombath reach "iconic" status with every passing year. What makes the familiar and time-tested Priyadarshan tropes so warm and all-embracing? He gave comedy a mad, zany world appeal. He humanised comedians and gave them an afterlife. Whether it was Vellanakalude Nadu or Adwaitham, Priyadarshan showed us life’s foibles; he showed us how a unique strength lies within our dysfunctional families and their frailties. With a master craftsman like Mohanlal helming his ventures, you could not go wrong. You may recall the Priyadarshan of Bhool Bhulaiyaa and Bhagam Bhag, but he is more than all of that. He redefined comedy and rewrote the rules of drama. He mocked filmmakers ever so gently and turned the rules of filmmaking topsy-turvy. Watch that one scene in Boeing Boeing where a three-timing Mohanlal is trying to hide his three girlfriends in different rooms; it is a hoot. That scene was later re-enacted in Garam Masala by John Abraham and Akshay Kumar. To reduce Priyadarshan’s oeuvre to just comedy is to diminish his legacy. One of my favourite films of his, Dheem Tharikida Thom, about a run-down drama troupe, is a classic. As are Punnaram Cholli Cholli and Thalavattam. Like all great filmmakers, Priyadarshan harnessed the best out of Santosh Sivan, Sabu Cyril, and S. Kumar, alongside his band of wonderful ensemble actors: Nedumudi Venu, KPAC Lalitha, Innocent, Oduvil Unnikrishnan, and Mamukkoya. You have to watch Mithunam to realise his legerdemain and absolute control of his craft. It would be a pity if Priyadarshan is cited only for his Bollywood outpourings. What he gave to Malayalam cinema was clout, longevity, charisma, and unabashed storytelling. I have lost count of the times I have watched Kilukkam, Vandanam, Mazha Peyyunnu Maddalam Kottunnu, and Poochakkoru Mookkuthi. He makes the absurd believable and the impossible look real. Priyadarshan is a part of our Malayalam movie memories and our rites of passage. If we cut our milk teeth on Poochakkoru Mookkuthi, we came of age with Vandanam and Kaalapani. I assure you, well into our dotage, we will still be chuckling at the "kilometers and kilometers" joke from Mazha Peyyunnu Maddalam Kottunnu. Like Priyadarshan and his movies, we grew up at the turnstiles. His music and his shot-taking changed the lexicon of how Malayalam film songs are picturized. We still sway to Doore Kizhakudikkum, Ambalappuzhe, and Ende Manassil Oru Naanam. Priyadarshan is not celebrated enough, which is a pity because it means we do not celebrate our wonder years enough. You may go and enjoy Bhooth Bangla in theatres soon, while I will yet again rewind to the mad world of Vandanam and Boeing Boeing. Priyadarshan’s gift to the movies is that he made us all believe in magic and the fanciful, and he never let us grow up. Also Read: Bhooth Bangla: Priyadarshan Openly Discusses The Age-gap Between Akshay Kumar and Wamiqa Gabbi。经过多次存款风暴,芝麻信用豁免模式已成为一种新的主流趋势。目前,用户可以在数百种业务场景中获得免信用服务。

B | 据报道,芝麻信用的目标是消除“存款”,以彻底缓解消费者对金融安全的担忧。

C | 有关官员透露,截至年底,芝麻街信用已累计为用户提供超过1000亿元的无抵押贷款。据研究开发,自去年以来,无抵押租赁市场有三大趋势:一是三、四线城市的崛起,用户的快速增长,占总用户的近30%;二是年轻化趋势明显,80、90岁后占总用户的90%以上。此外,2018年,用户租赁的商品更为丰富,3C数码、服装配件、书籍成为最常用的物品。商品、个人物品可以免收的押金金额也在不断增加。但是,实施免信服务的企业由于用户数量的快速增长,没有出现明显的资金损失,甚至更快地进入盈亏平衡期。芝麻信用数据显示,在手机、3C数码、服装、收费宝等领域,大部分商品的违约率在免存后下降了一半,新增用户增长了60%以上。如今,从衣服到电脑、玩具和婴儿车,都可以出租。无论是高频日用品还是高价值数码奢侈品,都可以通过租赁获得使用权,这已成为年轻人追求优质生活的新途径。

D | 关于新租赁经济的未来前景,据报道,2018年,中国租赁经济市场成交额将超过6.3万亿元,预计到明年将超过10万亿元,参与租赁经济的服务商数量将超过1亿人。
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